Development of Children Education Investment Plan (A Case Study of Edo State University, Iyamho)

Abstract

A lot of parents and guardians in Nigeria have a hard time paying for their children's college education. This study suggests creating a Children Education Investment Plan (CEIP) as a strategic way to get ready financially for future educational needs. The proposed system allows parents to make regular payments weekly, monthly, or yearly into a university-managed account through the bursary unit. This encourages parents to save money in a structured way for higher education. A review of the existing literature reveals that, although financial institutions provide education-related savings plans, there is currently no evidence of a university-based education investment system of this kind. This gap shows how new and useful the proposed model could be. The system was built as a web-based application using HTML, CSS, PHP, and MySQL database technologies. This made sure that it was easy to use, accessible, and able to handle data well. The study stresses the importance of proactive financial planning for ensuring the educational futures of children and suggests that Nigerian universities should use institution-based education investment plans.