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International Journal of Research and Scientific Innovation (IJRSI)

UX Approaches to the Integration of Artificial Intelligence into User Scenarios of Digital Financial Platforms

byUlyanov Vladimir

Published February 24, 2026  •  Vol. 13, Issue 2, pp. 314–320Open Access
DOI: 10.51244/IJRSI.2026.13020024

Abstract

The article examines the integration of artificial intelligence tools into user scenarios of digital financial platforms from the perspective of user experience approaches. It investigates how the choice of forms of visualizing predictive data, the degree of autonomy of intelligent agents and the mechanisms for explaining results affect the perception of services, the level of trust and users’ willingness to delegate routine operations to algorithms. It analyzes the balance between automation and the preservation of user control, as well as the role of adaptive personalization based on machine learning in shaping sustainable models of interaction with financial products.

Keywords: digital financial platforms, user interface, artificial intelligence, machine learning

JournalInternational Journal of Research and Scientific Innovation (IJRSI)
ISSN2321-2705
Volume / IssueVolume 13, Issue 2
Pages314–320
Publication dateFebruary 24, 2026
DOI10.51244/IJRSI.2026.13020024
PublisherRSIS International
LicenseOpen Access

How to cite this article

Ulyanov Vladimir (2026). UX Approaches to the Integration of Artificial Intelligence into User Scenarios of Digital Financial Platforms. International Journal of Research and Scientific Innovation (IJRSI), 13(2), 314-320. https://doi.org/10.51244/IJRSI.2026.13020024

BibTeX

@article{Ulyanov2026,
  title   = {UX Approaches to the Integration of Artificial Intelligence into User Scenarios of Digital Financial Platforms},
  author  = {Ulyanov Vladimir},
  journal = {International Journal of Research and Scientific Innovation (IJRSI)},
  volume  = {13},
  number  = {2},
  pages   = {314--320},
  year    = {2026},
  doi     = {10.51244/IJRSI.2026.13020024},
  publisher = {RSIS International}
}