International Journal of Research and Innovation in Social Science (IJRISS)
Financial Inclusion in the Last Decade: A Systematic Literature Review
Published November 24, 2025 • Vol. 9, Issue 10, pp. 9777–9793Open Access
DOI: 10.47772/IJRISS.2025.910000799
Abstract
Over the past decade, financial inclusion, focused on providing access to finance for the unbanked, has gained increased attention. This systematic review of 169 papers from 2015 to 2023 underscores its growing significance, particularly in the aftermath of the COVID-19 pandemic. The analysis considers demographic factors, regulatory policies, technological advancements, and global economic shifts, emphasising the pandemic's influence on financial inclusion strategies. However, the findings reveal a gap in the literature regarding the extent to which the COVID-19 pandemic has impacted financial inclusion directly, highlighting the need for more nuanced research on this aspect to better understand recent developments in the discourse.
Keywords: Financial inclusion, financial literacy, systematic review
| Journal | International Journal of Research and Innovation in Social Science (IJRISS) |
|---|---|
| ISSN | 2454-6186 |
| Volume / Issue | Volume 9, Issue 10 |
| Pages | 9777–9793 |
| Publication date | November 24, 2025 |
| DOI | 10.47772/IJRISS.2025.910000799 |
| Publisher | RSIS International |
| License | Open Access |
How to cite this article
Bukunmi Agboola (2025). Financial Inclusion in the Last Decade: A Systematic Literature Review. International Journal of Research and Innovation in Social Science (IJRISS), 9(10), 9777-9793. https://doi.org/10.47772/IJRISS.2025.910000799
BibTeX
@article{Bukunmi2025,
title = {Financial Inclusion in the Last Decade: A Systematic Literature Review},
author = {Bukunmi Agboola},
journal = {International Journal of Research and Innovation in Social Science (IJRISS)},
volume = {9},
number = {10},
pages = {9777--9793},
year = {2025},
doi = {10.47772/IJRISS.2025.910000799},
publisher = {RSIS International}
}