Household Income Allocation and Investment Behavior in India: Insights from SEBI Investor Survey 2025
by Dr. Santosh B. Kabade
Published: July 20, 2026 • DOI: 10.51584/IJRIAS.2026.11060296
Abstract
The SEBI Investor Survey 2025 highlights the financial behavior of Indian households, revealing a significant gap between awareness and actual investment participation. While households demonstrate moderate awareness of financial products and institutions, only a small proportion of income is allocated toward investments. This article analyzes income allocation patterns, investment preferences, financial goals, and awareness levels, offering insights into the evolving investment landscape in India.