International Journal of Research and Innovation in Applied Science (IJRIAS)
Household Income Allocation and Investment Behavior in India: Insights from SEBI Investor Survey 2025
Published July 20, 2026 • Vol. 11, Issue 6, pp. 3967–3973Open Access
DOI: 10.51584/IJRIAS.2026.11060296
Abstract
The SEBI Investor Survey 2025 highlights the financial behavior of Indian households, revealing a significant gap between awareness and actual investment participation. While households demonstrate moderate awareness of financial products and institutions, only a small proportion of income is allocated toward investments. This article analyzes income allocation patterns, investment preferences, financial goals, and awareness levels, offering insights into the evolving investment landscape in India.
Keywords: SEBI Investor Survey 2025, Household Finance, Investment Behavior, Financial Awareness, Fixed Deposits, Mutual Funds, India Savings Pattern, Financial Inclusion
| Journal | International Journal of Research and Innovation in Applied Science (IJRIAS) |
|---|---|
| ISSN | 2454-6194 |
| Volume / Issue | Volume 11, Issue 6 |
| Pages | 3967–3973 |
| Publication date | July 20, 2026 |
| DOI | 10.51584/IJRIAS.2026.11060296 |
| Publisher | RSIS International |
| License | Open Access |
How to cite this article
Dr. Santosh B. Kabade (2026). Household Income Allocation and Investment Behavior in India: Insights from SEBI Investor Survey 2025. International Journal of Research and Innovation in Applied Science (IJRIAS), 11(6), 3967-3973. https://doi.org/10.51584/IJRIAS.2026.11060296
BibTeX
@article{Dr2026,
title = {Household Income Allocation and Investment Behavior in India: Insights from SEBI Investor Survey 2025},
author = {Dr. Santosh B. Kabade},
journal = {International Journal of Research and Innovation in Applied Science (IJRIAS)},
volume = {11},
number = {6},
pages = {3967--3973},
year = {2026},
doi = {10.51584/IJRIAS.2026.11060296},
publisher = {RSIS International}
}